This coverage protects individual architects, engineers, architectural firms, and engineering firms against allegations of damages due to their professional negligence. The professional qualifications of principals, details of staff organization, and types of work performed are important underwriting and rating considerations. Coverage is written on a claims-made basis and is usually subject to high deductibles.
Landscape architecture combines the talents of plant selection (horticulture), drainage (engineering), and structure (architecture) with diminished exposures of both planning and irrigation. Landscape architects are licensed in most states and most universities offer graduate level degrees in this specialty. Design exposures include playgrounds, tot-lots, residential and commercial common areas, parks, and upscale residential properties. Landscape architects usually provide construction documents … Read More
Engineers Professional aka Architects and Engineers Professional Liability”,” This coverage protects individual architects, engineers, architectural firms, and engineering firms against claims for damages that arise from providing or failing to provide professional services caused by an error, omission, or negligent act. It is usually subject to high deductibles and is written on a claims-made basis by.
Golf course architects are involved in the construction of most new and reworked golf courses in the country. Their teams combine the talents of engineers for drainage issues, horticulturists for choice of plant material, and landscape architects for the design and construction elements necessary in this narrow specialty.
This professional liability insurance covers negligent acts, errors, or omissions that interior designers commit while providing their professional interior design services. It applies to liability for errors and omissions that arise from advice given to clients on proper decor for building interiors, office layouts, and dwellings. Claims-conscious clients may sue an interior designer if any advice or work performed leads … Read More
Many businesses have established themselves as specialists in computer website design and consulting. These companies serve small businesses and help them market their products on the Internet. Other services provided include process reengineering, networking, and technical writing. Insurance package policies have been developed that cover personal injury liability, including libel, slander, copyright, and trade slogan infringement stemming from electronic communication … Read More
Irrigation is an increasingly necessary component in nearly every kind of development, regardless of location. Designs include parks, commercial locations, office parks, athletic fields, stadiums, golf courses, and private residences. Subspecialties of irrigation design include drip irrigation, surface, sprinklers, turf, and agricultural irrigation. Common errors and omissions claims include landslide due to oversaturation; problems with plant growth; and other soil-specific … Read More
This coverage protects land surveyors against claims that allege negligent acts, errors, or omissions in performing their professional duties as land surveyors. Errors made in judgment or mathematical computations, particularly in establishing boundaries of properties, may result in serious financial losses to the surveyor’s client. Detailed applications are required.
This professional liability insurance covers errors, omissions, and negligent acts of commercial photographers. Such acts include taking pictures the client did not want taken, not taking pictures the client did want, misdelivery or non-delivery of proofs and finished photos, and damaged memory cards. Coverage may apply to invasion of privacy or other personal injury risks.
The design and build concept of construction contracts consists of a contractor and architect under the construction firm’s management being responsible for the project from its inception through the design process, during construction, and until it is completed. The construction firm may have its own design capability, own a subsidiary design firm, or hire an independent architect and engineering firm. … Read More
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