Customs Brokers and Freight Forwarders

Customs brokers and freight forwarders work with importers to ensure that their commodity shipments clear customs according to government guidelines and regulations. Customs brokers manage the paperwork on the import from the time it arrives at the port of entry. They also act as freight forwarders to deliver goods to the customer’s inland location, regardless of the distance. Customs brokers … Read More

Marine–related Professional Liability and E&O Coverage

Businesses that design yachts, pleasure craft, and commercial vessels, as well as marine surveyors, port and harbor managers, and other miscellaneous marine-related risks all have professional and/or errors and omissions liability exposures.

Protection and Indemnity Insurance (Marine)

Protection and Indemnity (P&I) insurance covers the insured’s liability for injury to both the public and the crew in addition to its liability for damage to the cargo and other property. On land-based risks, this same coverage requires issuing a commercial general liability policy for the bodily injury and property damage, a workers compensation policy to cover the master and … Read More

River and Harbor Craft

Special marine hull coverage forms are used to insure vessels that operate on rivers or in harbors. Such vessels include barges, car floats and ferryboats, dredges, and floating dry docks. River and harbor congestion and the special type of work that these vessels do require a careful underwriting of each case.

Ship Charterers Legal Liability

This coverage protects the party that charters a vessel against liability incurred for loss of or damage to that hired vessel. Liability is usually limited to damage caused by loading, unloading, or failure to provide a safe berth. Coverage may be written on an open basis with a flat premium charged for each voyage or it may be written one … Read More

Ship Repairers Legal Liability

This coverage protects an individual ship repairer, marina, or boat yard operator for its legal liability to the vessel’s owner due to damage to the vessel being repaired. This “care, custody, or control” coverage applies to only property damage liability to the vessel being repaired. In addition, coverage may be extended to include the insured’s legal liability if a vessel … Read More

Stevedore Legal Liability

This coverage protects stevedoring operations against claims for loss or damage to vessels or their cargo that arise out of loading or unloading operations. The coverage provided is usually limited to legal liability, as opposed to contractual liability.

United States Longshore and Harbor Workers Compensation Act

Federal workers compensation law applies to maritime employees who work on or over navigable waters that are in or adjacent to the United States. The Act specifically excludes sailors, seamen, masters, and crews of any ship, vessel, or watercraft because they are eligible for coverage under the Jones Act and the Merchant Marine Act. The workers subject to these Acts … Read More

Wharfingers Legal Liability

This coverage is also known as wharfkeepers legal liability or landing dock bailee liability insurance. It covers the insured’s legal liability for loss or damage to vessels while in the insured’s care, custody, or control. Coverage is also provided for the insured’s legal liability for loss or damage to other property that is caused by such vessels. This liability coverage … Read More

Water Ski Schools Liability

Water ski schools provide instruction for water skiing, wave boarding, tubing, barefoot water skiing, and other types of propelled water-related activities. Instruction is usually conducted in less hazardous water areas relatively free of other watercraft. Bodily injury and property damage liability coverage is available.