- Product Contamination Insurance
Product contamination coverage applies when an individual has contaminated a product or has threatened to do so. It covers related costs, such as necessary destruction of inventory, lost profits, business interruption, product recall, and product rehabilitation. When a product contamination case arises, crisis management and loss prevention firms can be called in to help the insured reduce the chances that it will continue to be a target and minimize damage that might arise. Coverage does not apply to third-party liability or extortion payments. Premiums are based on the size of the business and an assessment of the exposures.
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